Indialending Hub
Your Trusted Source for Loans
About Indialending Hub
Indialendinghub is a leading financial institution dedicated to empowering individuals and businesses by providing them with access to tailored financial solutions. Our mission is to facilitate financial growth and security for our customers, enabling them to achieve their goals and aspirations.
With a strong focus on customer satisfaction and innovation, we strive to deliver a seamless borrowing experience through our wide range of loan products and personalized services. Whether you're looking to purchase a home, expand your business, or buy a commercial vehicle, Indialendinghub is committed to helping you find the right financial solution.
Our Mission
At Indialendinghub, we believe in transparency, integrity, and reliability. Our team of experts is dedicated to providing you with clear and honest guidance throughout your borrowing journey, ensuring that you make informed decisions that align with your financial objectives.
Join us at Indialendinghub and embark on a journey towards a brighter financial future. Empower your dreams with our trusted financial solutions.
Our Services
Why Choose Us
Wide Range of
Loan Products
Indialendinghub offers a comprehensive selection of loan products, including personal loans, home loans, business loans, and more, to meet various financial needs.
Quick and Easy
Application Process
Applying for a loan at Indialendinghub is simple and convenient, with an online application process that ensures quick approval and disbursal of funds.
Competitive
Interest Rates
Indialendinghub provides loans at competitive interest rates, making borrowing more affordable for customers.
Flexible
Repayment Options
Customers can choose from a range of flexible repayment options at Indialendinghub, allowing them to tailor their repayment schedule to suit their financial circumstances.
Transparent
Terms and Conditions
Indialendinghub maintains transparency in its operations, providing clear and concise terms and conditions for its loan products.
Dedicated
Customer Service
Indialendinghub is committed to providing excellent customer service, with a team of experts ready to assist customers at every step of the loan process.
What People Say
Rajesh Kumar
I had a great experience with Indialendinghub. The process was smooth, and I received the loan amount quickly. Highly recommended
Ananya Gupta
I am very satisfied with the service offered by Indialendinghub. The team was professional and assisted me at every step. Thank you for your help!
Rahul Pal
"I'm impressed with the service provided by Indialendinghub. The team was helpful and guided me through the entire process. Thank you
Our Bank Parnters
Calculation & Most Important T&C
Loan Calculations
For example, if you take a loan of Rs. 4.5 lakhs at an interest rate of 15.5% with a repayment tenure of 3 years, your Equated Monthly Installment (EMI) will be Rs. 15,710. The total amount payable at the end of 3 years would be Rs. 5,65,553, including interest. This amount does not include other applicable charges such as:
Loan Processing Charge@2% = Rs.9000
Documentation charges = Rs. 500
Amortization Schedule charges = Rs. 200
In case of change of payment mode or swapping your Post Dated Cheques, additional charges are applicable. Also, depending upon the lender bank, prepayment options may or may not be available and the applicable charges may vary accordingly.
Most Important Terms and Conditions :
- The fixed rate of interest on the loan will be indicated at the time of application. Once the terms of the personal loan agreement have been approved, the loan amount, less processing fees, will be distributed to the borrower’s digiSavings account with the bank.
- The Borrower reserves the right to cancel the loan during the Free Look period two (2) days from the date of the loan. However, in the event of cancellation, processing fees will not be refunded.
- The adjusted monthly installment (EMI) will include the principal and interest component. The borrower authorizes the bank to withdraw the EMI from the borrower’s digiSavings account on the specified EMI date.
- Interest on the loan amount will be calculated at the agreed rate at a daily discount rate.
- Failure to honor any EMI will incur credit charges and penal interest.
- Once 12 EMIs are paid, the borrower has the right to forfeit or prepay the loan, subject to reasonable charges.